케이뱅크나 기타 은행에서 대출 후 중도에 상환시 중도상환수수료가 발생하는 경우가 많습니다
이때 아래와 같이 계산하면 쉽게 계산해 볼 수 있습니다
케이뱅크의 경우
중도상환해약금 = 중도상환대출금액 × (1.40 )% × (대출잔여일수 ÷ 대출기간)
이를 식으로 바꿔보면
중도상환대출금액 * 0.014 * ((1095-대출사용기간)/1095)
위와 같이 바꿀 수 있습니다
만약 6천만원을 빌렸고 이율이 1.40%이고 30일 사용했다면 아래처럼 계산하시면 됩니다
60000000 * 0.014 * ((1095-30)/1095)
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